Understanding People and Figures - which to buy

Very busy fine artist/painter. Working on using Poser 2014 to compile reference scenes for my painting. Not a 3D novice. Used 3Ds Max to model and texture as well as build scenes. Used Poser in the past as well. But I am having a difficulty understanding which people and characters I need to purchase. I’d rather stick with Poser instead of learning a new interface such as DAZ Studio.
Basically I need a versatile male and female character I can render as realistic people of various ethnicities, particularly African-American and Caucasian. I need figures that have a lot of pre-built African-American characters. I need to be able to dress these figures in various period costumes. Since my primary objective is the create oil painting and not be a 3D artist, I’d rather purchase the characters than spend a lot of time in Poser and 3Ds Max building props, clothes, hair, etc.
I’m thinking of buying Victoria 7 and Michael 7. I’ve heard they are the most versatile. Please advise. Thank you.
Comments
Genesis 3 doesn't work in Poser 2014.
Start with the Genesis 2 Starter Essentials, which have a free male and female character. See how they work for you before investing money. I'm not a Poser user, but it is my understanding that Genesis 3 characters like Michael 7 and Victoria 7 do not work in Poser. Or they only partially work with various workarounds.
If you already bought things that don't work, submit a help request for a refund and get something else that does work in Poser.