Found It! Postwork Challenge

Novica

Aha, there's an "N" added on the cloth in the bear's mouth between what looks like letters A and L. 

nonesuch00

Novica said:

Aha, there's an "N" added on the cloth in the bear's mouth between what looks like letters A and L. 

, what? I thought I was using the Brush Spot Heal tool in PSE 9, not the text tool but you are right that is an area I changed - I used the Brush Spot Heal Tool in PSE9 to copy a circular section of the boxers and paste it where the bear's lips shouldn't be protruding through. I guess the creasing, shadows, & hearts can look like letters on that rag. That rag that was the seat of his boxers in actually the towel from the His & Her Towel Set for Genesis.